There are three types of pilgrimages: Tamatoo, Ifraad and Qiraan. The first is the obligation on those who reside more than 48 miles from Makkah and the other two on those who reside within 48 miles of Makkah.
There is no objection to those residing a far to perform the Ifraad or Qiraan pilgrimages as an optional pilgrimage just as there is no objection to those residing in the vicinity performing the Tamatoo as a provisional pilgrimage but this course is not permissible to either of them in an obligatory pilgrimage. So performance of a Hajj-ul-Tamat'toe for those whose duty is to perform the Ifraad or Qiraan or vice versa is not permissible. However, the obligation of those who have to perform the Tamatoo can, in certain circumstances.
If a person residing a far, takes residence in Makkah then his obligation is changed to Hajjul Ifraad or Qiraan after commencement of the third year of his taking residence there. However, before that his obligation is to perform Hajj-ul-Tamatoo. There is no difference between attaining means and the pilgrimage becoming obligatory on him before taking such residence or during the period of the residence. There is also no difference whether or not he intended to take residence permanently. The same rule applies to those living in cities other than Makkah but the distance between the city and Makkah is less than 48 miles.
When a person resides in Makkah and wishes to perform a Hajj-ul-Tamat'toe before the change of his obligation to Hajj-ul-Ifraad or Qiraan, then it has been said that he can wear ihram for Umrat-ul Tamat'toe from Adnal Hal but it is arguable that as a matter of precaution he must wear it at one of the Meeqaat and perform the Umrat-ul-Tamat'toe. As a matter of precaution he should wear ihram at the meeqaat used by the people of his country. It is apparent that this rule applies to those residing in Makkah and wishing to perform Hajjul Tamat'toe, even though a recommended one.